There are several opportunities for those seeking for Business and personal Loans in Nigeria and there exist loans with collateral and loans without Collateral. In this post, we will focus on the processes involved and the loaners who are willing to give out loans with or without collateral.
What You Should Know Before Applying for Loans in Nigeria
Confirm the Information Safety
Check the Loan Eligibility Conditions:
The common conditions basically include: a permanent address (this can be your residential or office address); annual income above a certain amount; have a bank account with the bank you are applying from; and age requirement, usually minimum of 18 years and above.
Be Sure to Check the Omitted Commitments
Does Loan Providers give an Instant Decision
Few loan providers will give you an instant decision when you reach the end of the online loan application while others might take days or weeks or even a month as the case may be. One good thing about some online loan application is that you typically may have some days to change your mind and resolve if you don’t want to take the loan anymore. It is also recommended that you contact the loan provider directly if you do change your mind.
Get Essential Information Prepared
The Loan Agreement
List of Nigerian Banks to Apply for Loans
- Guarantee Trust Bank (GTB)
- Ecobank Nigeria Plc
- Zenith Bank Ltd
- Diamond Bank
- First Bank Plc
- Fortis Micro-Finance Bank
- United Bank for Africa (UBA)
- Stanbic IBTC Bank
- First City Monument Bank (FCMB)
- Union Bank
- Jaiz Bank
- Heritage Bank
- Wema Bank
- Unity Bank
- All Agricultural Banks
Personal and Business Loans in Nigeria Without Collateral Searches
- Online loans in Nigeria
- Loans in Nigeria without collateral
- Instant loan in Lagos
- Free loan in Nigeria
- Personal loans in Nigeria
- Private money lenders in Nigeria
- Soft loan in Nigeria
- Borrow money online in Nigeria
- Micro-finance bank loans in Nigeria
- Get loans in Abuja Investors
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